When banks and trains crash

Seems like banks and railroads are failing all around us. No one is really surprised, from corporate CEOs to congressional committees and Congress, period, to front line workers driving engines and managing branches or federal and state regulators at every agency. Train cars and locomotives jumping the tracks in East Palestine and Springfield, Ohio or nearby, behind the Swinomish Casino? Banks failing in California, New York and, now, Switzerland?

The new normal is business as usual. Big companies are always failing. Big companies are always not following the rules. Big companies are always ge...