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Homeowners and businesses in Fire District 13 can lower their fire insurance premiums with the District earning a Protection Class 6 fire rating. This gain from its Class 7 rating became effective August 1. It is based on an audit last winter from the Washington Surveying and Rating Bureau, WSRB, which underwrites property and provides fire protection ratings for the insurance industry.

“Each rate dropping saves some $150, average, in insurance premiums,” said Roy Horn, chief of Skagit County Fire District 13. “We’ve dropped from eight to six in the last five years.” It is the 17t...