The check – or debit card – is in the mail. At least that is the hope for those who have not received their second round of economic stimulus payments.

The Internal Revenue Service (IRS) announced last week that it has finished sending $600 in Economic Impact Payments (EIPs) that were approved by Congress for eligible persons and families in December.

While some people are still waiting for their stimulus checks or debit cards to arrive in the mail, IRS reps say that – for the most part – those who have not received their stimulus money might consider a payment trace...